Blog

24 Apr

George’s Updates | Spring…

In A Moveable Feast, Ernest Hemingway wrote: When spring came, even the false spring, there are no problems except where to be happiest. The only thing that could spoil the day was people and if you could keep them from making engagements, each day had no limits. People are always the limiters of happiness except for the

19 Apr

Q & A | What are some of the most common misconceptions about Texas probate/estates encountered with underwriting calls?

Q: What are some of the most common misconceptions about Texas probate/estates encountered with underwriting calls? A: Some of the most common areas of confusion encountered recently fall in the following categories: (i) Situation: an intestate death of a person in title, combined with an affidavit of heirship that discloses a deceased heir at law:

17 Apr

Message from the CEO | 100th Agent Milestone Surpassed

First National Title Insurance Company (FNTI) licensed its 101st agent this week with the approval of Monarch Title of Texas, LLC in Fulshear, Texas, which is in Ft. Bend County. Our goal has always been to carefully add agents that share our entrepreneurial vision of the title industry and that adhere to the rigorous standards

30 Mar

Congratulations to our 2017 #FNTIMonth Contest Winners!

Drum-roll Please… The time has come! Below are the winners of our 2017 #FNTIMonth Contest! Congratulations! Your office will receive Lunch on Us! Our team will be in touch to coordinate your free lunch with your office! 🙂 Thank you so much again to all the agents who participated throughout the month. We love our agents

15 Mar

Underwriting Q&A | When receipting a contract and earnest money, is it acceptable to receive and/or deliver an option fee?

Q: When receipting a contract and earnest money, is it acceptable to receive and/or deliver an option fee? A: Delivery by the Realtor to the title agent does not constitute delivery for purposes of establishing an option period under the TREC promulgated 1-4 Single Family Contract. There is no bright line TREC rule prohibiting such

15 Feb

Underwriting Q&A | When closing a sale or refinance transaction for clients who have a HARP loan in addition to their primary mortgage, is the payoff statement for the HARP loan included in the payoff statement received by the primary lender?

Q: When closing a sale or refinance transaction for clients who have a HARP loan in addition to their primary mortgage, is the payoff statement for the HARP loan included in the payoff statement received by the primary lender? A: No. HARP is a federal lending program established in March of 2009. In a nutshell,